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12 Bay Drive
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For Sale

12 Bay Drive

12 Bay Drive, Saddlebunch, FL 33040

$942,000
Concrete block, canal-front home with a private grandfathered boat ramp, 75 ft concrete seawall, and room to park the boat, the trailer, and the RV. The 50 ft wide canal offers 3+ ft control depth, with a fish-cleaning station right at the water.

Inside, the split floor plan puts the primary suite on its own side of the home and the two guest bedrooms on the other, which works well for visiting guests, a home office, or simply having your own space. The living and kitchen areas keep their classic Conch character with practical updates: new kitchen appliances, a remodeled bathroom, and energy-efficient ductless mini-splits.

The yard is a true tropical garden: two mango trees, key lime, and starfruit among palms and flowering plants. Spend afternoons on the private sand beach, in the jetted swim spa, or on the screened porch. An outdoor shower with a full bath makes coming in from the water easy.

Improvements include a newer roof, new 100-amp electrical panel and mast, impact windows on most openings with shutters for the rest, a 30-amp RV hookup, wiring for a whole-house generator, and a 14 ft sliding chain-link gate. Assumable VA mortgage available to a qualified buyer.

Baby's Coffee, a neighborhood park, and tennis and pickleball courts are just steps away. This home works as a full-time residence or a weekend escape, with the boating setup and parking that are hard to find in the Keys.

3
beds

1
bath

1,400 Sq.Ft. LIVING AREA

9,150 Sq.Ft. lot

Features & Amenities

Interior

  • total bedrooms3
  • Total bathroom1
  • full bathroom1
  • Laundry room Laundry Room
  • Flooring Vinyl, Tile, Carpet
  • APPLIANCES Stainless Steel Appliance(s), Dishwasher, Dryer, Ice Machine, Microwave, Oven, Refrigerator, Washer
  • other interior Features Walk-in Closet(s), Pantry, Security System, Split Bedroom, Storage, Whirlpool Bath Tub, Sun/Florida Room

Area & Lot

  • Status For Sale
  • Living Area1,400 Sq.Ft.
  • Total Area1,400 Sq.Ft.
  • Lot Area9,150 Sq.Ft.
  • MLS® ID621164
  • TypeResidential
  • YEAR BUILT1958
  • Architecture StylesAbove Flood
  • View DescriptionCanal, Open Water View

Exterior

  • PoolAbove Ground
  • roofOther
  • parkingOff Street
  • AIR CONDITIONINGDuctless
  • other exterior FeaturesLighting, Fencing, Fruit Tree(s), Outdoor Shower, Sandy Beach, Shed, Storage, Water Display

Financial

  • Sales Price$942,000
  • Zoning IS - Improved Subivision District
Natallie Liz

Natallie Liz

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Discover the Florida Keys with a team that knows every sunset, shoreline, and neighborhood by heart. I'm more than real estate agent—I'm matchmaker, advocate, and lifelong partner in your journey. From dream homes to lasting friendships, I'm here to welcome you, guide you, and make paradise your home.

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